Motorcycle Accidents in North Carolina

The Bottom Line

North Carolina is one of the most difficult states in America to pursue a motorcycle accident claim. The combination of severe crash injuries, NC's all-or-nothing contributory negligence rule, and a well-documented insurance industry bias against motorcycle riders creates a uniquely hostile legal landscape. Riders face more aggressive fault investigations, higher stakes if anything goes wrong, and an uphill battle that car accident victims simply do not encounter. This guide covers everything NC motorcyclists need to know -- from the laws that affect your claim to what your case might be worth.

Why Motorcycle Accidents Are Different in NC

When a motorcycle and a car collide, what follows is fundamentally different from a car-on-car crash. The differences go beyond the obvious fact that injuries are worse. Motorcycle riders face a different set of physics, a different legal landscape, and a different attitude from insurance companies.

The physics are unforgiving. A motorcycle offers zero structural protection -- no crumple zones, no airbags, no seatbelts, no steel cage. A rider's body takes the full force of the collision. Even a crash at 25 mph can cause broken bones, road rash, and head injuries. At highway speeds, the injuries are often catastrophic or fatal.

The legal system is stacked against riders. In North Carolina, the contributory negligence rule means that if you are found even 1% at fault for the accident, you recover nothing. Not reduced compensation -- zero. Insurance adjusters are trained to find any rider behavior that could constitute fault: speeding, improper gear, riding at night without reflective clothing, failing to take evasive action.

The bias is real. Many insurance adjusters, jurors, and even judges carry assumptions that motorcycle riders are thrill-seekers who "should have known" the dangers. This bias shapes how your claim is evaluated from the moment it is filed.

For these reasons, motorcycle accident claims require a different approach than standard car accident cases. If you were in a motorcycle crash on a highway, our highway accident scenario guide covers the specific steps to take. For an overview of how motorcycle accidents compare to other types of accidents in NC, see our hub page.

NC Motorcycle Accident Statistics

North Carolina consistently ranks among the most dangerous states for motorcyclists. Each year, thousands of motorcycle crashes occur on NC roads, resulting in hundreds of fatalities and thousands of serious injuries.

Key statistics that NC riders should know:

• Motorcycle riders are roughly 29 times more likely to die in a crash than passenger car occupants per mile traveled
• The majority of fatal motorcycle accidents in NC involve a collision with another vehicle -- most often a passenger car
• Left-turn accidents are the single most common type of fatal motorcycle-vs-car crash
• Roughly half of all motorcycle fatalities in NC involve riders over age 40
• Weekend riding, particularly Saturday afternoons, accounts for a disproportionate share of crashes
• The western mountain counties and urban areas around Charlotte and Raleigh see the highest crash concentrations

For a full breakdown of NC crash data, fatality trends, high-risk roads, and seasonal patterns, see our NC motorcycle accident statistics page.

NC's Motorcycle Laws That Affect Your Claim

North Carolina has several motorcycle-specific laws. Violating any of them gives insurance companies ammunition to argue contributory negligence and deny your claim entirely.

Mandatory Helmet Law

North Carolina requires all motorcycle operators and passengers to wear protective helmets that meet federal safety standards (FMVSS 218). This is not optional, and there is no exception for experienced riders or short trips.

If you were not wearing a helmet at the time of your crash, this creates two serious problems. First, it is a traffic violation. Second, the insurance company will argue that your head and brain injuries would have been reduced or eliminated by a helmet -- and that your failure to wear one constitutes contributory negligence.

For a detailed breakdown of what the law requires, how helmet compliance is evaluated, and how violations affect your claim, see our NC motorcycle helmet laws guide.

Lane Splitting Is Illegal

Unlike California, North Carolina does not permit lane splitting -- the practice of riding between lanes of slow or stopped traffic. There is no specific NC statute addressing lane splitting, but the practice violates general traffic laws requiring vehicles to remain within a single marked lane.

If you were lane splitting when an accident occurred, expect the other driver's insurance company to use this as a complete defense to your claim under contributory negligence.

Our lane splitting in NC guide covers the legal details, how it affects claims, and what to know if you were involved in a lane-splitting accident.

Motorcycle Licensing Requirements

North Carolina requires a specific motorcycle endorsement on your driver's license to legally operate a motorcycle. You must pass both a written knowledge test and a road skills test, or complete an approved Motorcycle Safety Foundation course.

If you were riding without the proper endorsement at the time of your accident, insurance companies will use this against you -- not because it caused the accident, but because they will argue it demonstrates negligence or a disregard for safety.

Equipment and Lighting Requirements

NC law requires motorcycles to have a headlight (on at all times), a taillight, a rear reflector, turn signals, and mirrors on both sides. An equipment violation at the time of a crash, even one unrelated to the cause, can be used to build a contributory negligence argument.

How Fault Works in NC Motorcycle Accidents

Understanding how fault is determined in a motorcycle accident is critical because NC's fault rules are among the harshest in the country.

NC's Contributory Negligence Rule

North Carolina is one of only four states plus DC that still follows pure contributory negligence. Under this rule, if you are found even 1% at fault for the accident, you are completely barred from recovering any compensation.

This rule is devastating for motorcycle riders because insurance companies apply it more aggressively to riders than to car drivers. An adjuster might overlook a car driver going 3 mph over the limit. In a motorcycle crash, that same detail becomes the centerpiece of a contributory negligence defense.

The Anti-Motorcycle Bias Problem

There is a well-documented bias in insurance claims and jury decisions against motorcycle riders. This bias shows up in several ways:

• Fault assumptions: When a car and motorcycle collide, adjusters may initially assume the rider did something wrong, even when the car driver clearly violated right-of-way
• Injury skepticism: Because motorcycle injuries tend to be severe, insurance companies sometimes argue the injuries are exaggerated or that the rider assumed the risk of serious injury by choosing to ride
• Contributory negligence fishing: Adjusters investigate motorcycle riders more aggressively, looking for any detail -- speed, lane position, gear, experience level, riding history -- that could constitute fault
• Jury prejudice: If a case goes to trial, jurors who do not ride motorcycles may sympathize less with a rider than with a car driver in the same situation

In NC, where any fault bars your claim, this bias is especially dangerous.

For a detailed look at how fault is determined, common defenses, and who can be held liable, see our motorcycle accident fault and liability guide. You can also read our broader explanation of how fault is determined in NC accidents.

The Most Common Types of Motorcycle Accidents

Understanding the most common crash scenarios helps you know what to look for when building your claim -- and helps you ride more safely.

Left-Turn Accidents

The single most dangerous scenario for motorcyclists is a car turning left across the path of an oncoming motorcycle. The car driver fails to see the approaching bike, misjudges its speed, or simply does not look carefully enough. The motorcycle rider, traveling straight with the right of way, has almost no time to react.

Left-turn accidents account for a large percentage of fatal motorcycle crashes in NC. In most cases, the car driver is at fault for failing to yield. However, insurance companies will still look for any evidence that the rider was speeding or could have taken evasive action.

We cover this crash type in depth in our left-turn motorcycle accidents guide.

Rear-End Collisions

When a car rear-ends a motorcycle, the rider can be thrown from the bike, crushed between vehicles, or dragged along the road. Even low-speed rear-end hits cause serious injuries to riders. The following driver is almost always at fault, but if the motorcycle's brake light was not functioning, the insurance company may try to shift blame.

Intersection and Lane-Change Accidents

Cars pulling out from side streets, running red lights, or changing lanes into a motorcycle's space cause a large number of crashes. The small visual profile of a motorcycle makes riders easy to miss, especially at busy intersections and on multi-lane highways.

Single-Vehicle Motorcycle Accidents

Not all motorcycle accidents involve another vehicle. Road hazards like gravel, potholes, oil slicks, or debris can cause a rider to lose control. In these cases, you may have a claim against the entity responsible for road maintenance or a property owner whose debris entered the roadway.

Mountain Road Accidents

North Carolina's Blue Ridge Parkway, Tail of the Dragon (US 129), and other western mountain roads draw thousands of motorcycle riders each year. These roads present unique risks: sharp curves, elevation changes, limited sight lines, and unpredictable weather. Crashes on mountain roads often involve single-vehicle losses of control, head-on collisions on blind curves, or encounters with gravel and debris.

For riders who frequent NC's mountain roads, our motorcycle accidents on mountain roads guide covers the specific risks, liability issues, and what to do if you crash on a rural mountain highway.

Motorcycle-Specific Injuries

Motorcycle riders lack the structural protection that car occupants have -- no crumple zones, no airbags, no seatbelts, no steel shell. This means injuries in motorcycle accidents are typically far more severe at any speed.

Road Rash

When a rider slides across pavement, the friction strips away skin, tissue, and sometimes muscle. Road rash ranges from superficial abrasions to deep, full-thickness wounds that require skin grafts, debridement, and months of wound care. Even with protective clothing, road rash can be severe in high-speed crashes. Scarring and disfigurement are common long-term consequences.

Road rash injuries are covered in depth in our road rash injuries and claims guide.

Lower Extremity Injuries

Legs, ankles, knees, and feet are the most commonly injured body parts in motorcycle crashes. Broken femurs, shattered tibias, crushed ankles, and knee ligament tears are frequent. Many of these injuries require surgery -- often multiple surgeries -- and some result in permanent limitations on mobility.

Traumatic Brain Injuries

Even with a helmet, the force of impact in a motorcycle crash can cause concussions, contusions, and severe traumatic brain injuries. Helmets reduce the risk of death and severe TBI significantly, but they do not eliminate it. Without a helmet, the risk of fatal or permanently disabling brain injury increases dramatically.

Spinal Cord Injuries

The force of being thrown from a motorcycle, striking a vehicle or fixed object, or landing on pavement can damage the spinal cord. Spinal cord injuries can result in partial or complete paralysis, and the lifetime cost of care for a spinal cord injury patient can exceed millions of dollars.

Internal Organ Damage

Impact forces in a motorcycle crash can cause internal bleeding, organ lacerations, and damage to the liver, spleen, kidneys, and lungs. These injuries may not be immediately apparent, which is why seeking medical attention after any motorcycle crash is critical -- even if you feel fine at the scene.

For a comprehensive look at all motorcycle-related injuries, how they are treated, and how they affect your claim value, see our motorcycle-specific injuries guide. If you were a passenger on a motorcycle, see our guide on motorcycle passenger injuries.

What to Do After a Motorcycle Accident in NC

The steps you take immediately after a motorcycle accident can make or break your claim. Here is the short version -- our full guide on what to do after a motorcycle accident covers each step in detail.

At the scene:

1. Move to safety if you are able. Get off the road and away from traffic.
2. Call 911. NC law requires reporting any accident involving injury or significant property damage. A police report is critical evidence.
3. Do not remove your helmet unless you must to breathe. If you have a spinal injury, removing the helmet can cause further damage.
4. Document everything. Take photos and video of your motorcycle, the other vehicle(s), the road, skid marks, debris, traffic signals, and your injuries. Photograph from multiple angles.
5. Collect witness information. Names, phone numbers, and what they saw.
6. Do not admit fault or apologize. In NC, even a casual "I'm sorry" can be used as an admission of fault.

After you leave the scene:

1. Seek medical attention immediately -- even if you feel fine. Go to the emergency room or an urgent care facility. Document every injury.
2. Preserve your helmet and gear. If your helmet shows impact damage, keep it as evidence. Damaged jackets, gloves, and boots demonstrate both crash severity and that you were riding responsibly.
3. Do not allow your motorcycle to be repaired or scrapped. The damage pattern is evidence that can help accident reconstructionists determine fault.
4. Be careful with insurance. Report the accident to your insurer, but do not give a recorded statement to the other driver's insurance company without understanding the implications.

For complete step-by-step guidance, including what to say (and not say) to insurance companies, see our what to do after a motorcycle accident guide. You can also review our general after-the-accident guide and our page on preserving evidence.

Insurance and Your Motorcycle Accident Claim

Insurance is where motorcycle claims get complicated. NC's insurance rules create both protections and traps for motorcycle riders.

NC Minimum Insurance Coverage

As of July 2025, North Carolina requires all motorists -- including motorcyclists -- to carry minimum liability coverage of 50/100/50:

• $50,000 per person for bodily injury
• $100,000 per accident for bodily injury
• $50,000 per accident for property damage

These minimums often fall far short of covering a serious motorcycle accident. A single broken femur requiring surgery can cost $50,000 or more in medical bills alone -- meaning the at-fault driver's minimum policy may not cover even your medical expenses, let alone lost wages and pain and suffering.

Uninsured and Underinsured Motorist Coverage (UM/UIM)

NC is one of the few states that requires UM/UIM coverage on every auto insurance policy. This coverage protects you when the at-fault driver has no insurance or does not have enough insurance to cover your damages.

For motorcycle riders, UM/UIM coverage is arguably the most important part of your policy. Given the severity of motorcycle injuries, the at-fault driver's minimum policy will often be insufficient. Your UM/UIM coverage fills the gap.

MedPay Coverage

Medical Payments coverage (MedPay) pays your medical bills regardless of fault. It is optional in NC but extremely valuable for motorcycle riders because it provides immediate coverage for medical treatment without waiting for the liability claim to settle.

Motorcycle insurance policies can differ from standard auto policies in important ways -- coverage limits may be lower, and some policies have exclusions that auto policies do not. For a complete breakdown of motorcycle insurance requirements, coverage options, and common gaps, see our motorcycle insurance in NC guide. You can also learn about dealing with insurance companies after an accident.

What Your Motorcycle Accident Claim May Be Worth

Every motorcycle accident claim is different, and anyone who gives you a specific dollar amount without knowing the details of your case is not being honest with you. That said, there are clear factors that determine whether a claim is worth tens of thousands or hundreds of thousands of dollars.

Factors That Affect Settlement Value

Injury severity is the biggest factor. A motorcycle accident that results in road rash and a broken wrist will have a very different value than one that causes a traumatic brain injury or spinal cord damage. The more severe and long-lasting the injury, the higher the potential compensation.

Other key factors include:

• Medical expenses -- both what you have already paid and what you will need in the future. Motorcycle injuries often require multiple surgeries, physical therapy, and long-term care.
• Lost wages and earning capacity -- time missed from work, and whether your injuries prevent you from returning to your previous job or earning at the same level
• Pain and suffering -- the physical pain and emotional impact of your injuries. NC does not cap pain and suffering damages.
• Scarring and disfigurement -- road rash and surgical scars are common in motorcycle cases and can significantly increase the non-economic damages
• Available insurance coverage -- your claim is effectively limited by the amount of insurance available (the at-fault driver's liability limits plus your own UM/UIM coverage)
• Strength of the liability case -- if fault is clear and contributory negligence cannot be argued, the claim is worth more. If there is any question about shared fault, the value drops significantly.
• Permanence of injuries -- injuries that result in permanent disability or require lifelong care have higher values

For a deeper look at settlement ranges, how insurance companies calculate offers, and what to expect during negotiations, see our motorcycle accident settlement values guide.

Motorcycle Accident Claims vs. Car Accident Claims

If you have been in a car accident before, you might assume a motorcycle accident claim works the same way. It does not. There are several important differences that affect how your claim is handled and what you can expect.

• More severe injuries. The average motorcycle accident produces significantly more serious injuries, meaning higher medical bills, longer recovery, and more at stake.
• More aggressive fault investigation. Insurance companies investigate rider behavior far more thoroughly -- your speed, lane position, gear, licensing, and even social media posts will be examined.
• Stronger anti-rider bias. Jurors and adjusters tend to be less sympathetic to riders, reducing settlement offers and making trial outcomes less predictable.
• Different evidence challenges. Motorcycles lack event data recorders (black boxes), making fault harder to prove without witness testimony or accident reconstruction.
• Different insurance structures. Motorcycle policies may have different coverage limits and exclusions, and the interaction between policies can be complex.

For a detailed comparison, see our motorcycle vs. car accident claims guide.

When You Need a Motorcycle Accident Lawyer

Motorcycle accident claims in NC almost always benefit from legal representation. The combination of severe injuries, anti-rider bias, aggressive contributory negligence arguments, and complex insurance issues makes these cases difficult to handle on your own.

You should strongly consider hiring an attorney if:

• You suffered any injuries beyond minor scrapes
• The insurance company is blaming you for any part of the accident
• There is any dispute about who had the right of way
• You were not wearing a helmet or proper gear at the time
• Your motorcycle was totaled or heavily damaged
• The other driver's insurance is low or nonexistent
• The insurance company has made a quick, low settlement offer
• Your injuries required surgery or will require ongoing treatment

When you might not need a lawyer: If the accident was truly minor, your injuries are minimal, and the other driver's insurance has accepted full fault and made a fair offer, you may be able to handle it yourself. But be honest about the risks -- in NC, a single mistake in how you communicate with insurance can cost you your entire claim.

For guidance on what to look for in a motorcycle accident attorney, red flags to watch for, and what to expect from the process, see our hiring a motorcycle accident lawyer guide. Our broader do I need a lawyer and finding the right lawyer pages also apply.

Evidence to Preserve After a Motorcycle Accident

Beyond the standard evidence -- photos, witness information, the police report -- motorcycle riders should preserve:

• Your helmet: Keep it if it shows impact damage. A damaged helmet proves crash severity and that you were wearing it.
• Your riding gear: Damaged jackets, gloves, and boots demonstrate crash severity and responsible riding.
• Your motorcycle: Do not allow repairs or scrapping until your claim is resolved. The damage pattern helps determine fault.
• Dash cam or helmet cam footage: If you ride with a camera, preserve footage immediately. This can be the most valuable evidence in your case.
• Medical records from day one: Every doctor visit, prescription, and therapy session supports your claim.

For more on evidence preservation, see our preserving evidence after an accident guide.

Complete Guide: Every Motorcycle Resource on This Site

We have built a comprehensive library of motorcycle accident resources for NC riders. Here is every page in our motorcycle accident topic cluster, organized by category.

Common Causes

• Left-Turn Motorcycle Accidents -- The most common and deadliest crash type for riders
• Motorcycle Cornering Accidents -- Curve crashes, road design defects, and contributory negligence
• Motorcycle Road Hazard Accidents -- Potholes, gravel, oil, debris, and NCDOT liability
• Motorcycle Dooring Accidents -- Car doors opening into a motorcycle's path in urban areas
• Highside and Lowside Crashes -- Technical crash types, causes, and when they lead to claims
• Motorcycle Accidents on NC Mountain Roads -- Blue Ridge Parkway, Tail of the Dragon, and mountain road risks
• Drunk Driver Hit a Motorcycle -- Punitive damages, dram shop liability, and gross negligence exceptions
• Motorcycle Speeding Accidents -- How speed affects fault, evidence, and settlement values for riders and drivers

Your Rights and Claims

• Motorcycle Accident Fault and Liability -- How fault is determined, anti-motorcycle bias, and common defenses
• NC Motorcycle Insurance -- Minimum coverage, UM/UIM, MedPay, and coverage gaps
• Motorcycle Accident Settlement Values -- What affects your claim's value, typical ranges, and negotiation strategies
• Motorcycle vs. Car Accident Claims -- Key differences in how these claims are handled
• Motorcycle Wrongful Death Claims -- Who can file, the 2-year deadline, and damages available for families
• Hiring a Motorcycle Accident Lawyer -- What to look for, red flags, and how contingency fees work
• Motorcycle Total Loss Claims -- How total loss is determined, valuation challenges, and GAP insurance

Injuries

• Motorcycle-Specific Injuries -- Road rash, TBI, spinal cord injuries, and recovery expectations
• Road Rash Injuries and Claims -- Treatment, scarring, long-term effects, and claim value
• Biker's Arm Injury -- Brachial plexus nerve damage from crash impact, treatment, and claim values
• Motorcycle Passenger Injuries -- Passenger rights, liability, and how claims differ from rider claims
• PTSD and Emotional Trauma After a Motorcycle Accident -- How PTSD affects your NC claim, documentation, and treatment

NC Laws and Safety

• NC Motorcycle Helmet Laws -- The full helmet requirement, FMVSS 218 compliance, and how violations affect your claim
• No Helmet Motorcycle Claims -- What happens to your claim if you were riding without a helmet in NC
• Lane Splitting Is Illegal in NC -- Why it is illegal, the legal basis, and contributory negligence implications
• Motorcycle Protective Gear -- How jackets, boots, gloves, and armor affect your NC injury claim
• Motorcycle Group Ride Accidents -- Rider-vs-rider fault, event organizer liability, and charity ride waivers
• Seasonal Motorcycle Riding Risks -- How accident risks change by season in NC and how seasonal factors affect fault

What to Do, Prevention, and Data

• What to Do After a Motorcycle Accident -- Step-by-step guide for the hours and days after a crash
• Motorcycle Accident Reconstruction -- How reconstruction works differently for motorcycle crashes and why it matters
• NC Motorcycle Accident Statistics -- Crash data, fatality trends, high-risk roads, and seasonal patterns
• Motorcycle Accident Prevention -- BikeSafe NC, defensive riding, gear effectiveness, and seasonal safety
• What Drivers Should Know About Motorcycles -- A guide for car drivers on sharing the road safely

Related Resources

• NC's Contributory Negligence Rule -- The all-or-nothing fault rule that makes NC claims so difficult
• Do I Need a Lawyer? -- The honest answer about when legal help is worth it
• Pain and Suffering in NC -- How non-economic damages are calculated
• Motorcycle Accident FAQ -- 25 common questions about motorcycle accidents in NC answered

Frequently Asked Questions

Frequently Asked Questions

Is the car driver always at fault in a motorcycle-vs-car accident in NC?▾

No. While car drivers are often at fault in motorcycle accidents -- commonly for failing to see the rider or violating right-of-way -- NC's contributory negligence rule means the motorcycle rider's behavior is scrutinized closely. If the rider was speeding, lane splitting, or made any error that contributed to the crash, they can be barred from recovering any compensation.

Can I recover compensation if I was not wearing a helmet in NC?▾

NC law requires all motorcycle riders and passengers to wear helmets (N.C. Gen. Stat. 20-140.4). Riding without a helmet is a traffic violation, and insurance companies will argue that your injuries would have been less severe with a helmet. While not wearing a helmet does not automatically bar your claim, it can be used as evidence of contributory negligence, particularly for head and brain injuries.

Does NC allow lane splitting for motorcycles?▾

No. Lane splitting -- riding between lanes of slow or stopped traffic -- is not legal in North Carolina. There is no specific statute addressing it, but it violates general traffic laws requiring vehicles to stay within marked lanes. If you were lane splitting when an accident occurred, it will almost certainly be used as a contributory negligence argument to bar your claim.

Are motorcycle accident settlements higher than car accident settlements?▾

Not automatically, but motorcycle accidents often result in more serious injuries -- road rash, broken bones, traumatic brain injuries, and spinal cord injuries -- which can lead to higher medical bills and greater pain and suffering. The settlement value depends on the severity of your injuries and damages, not the type of vehicle you were on.

What injuries are most common in NC motorcycle accidents?▾

The most common serious injuries include road rash (which can require skin grafts), broken bones (especially legs, arms, and collarbones), traumatic brain injuries (even with helmets), spinal cord injuries, and internal organ damage. Motorcycle riders lack the structural protection that car occupants have, making injuries more severe at any speed.

How long do I have to file a motorcycle accident claim in North Carolina?▾

You have 3 years from the date of the accident to file a personal injury lawsuit under N.C. Gen. Stat. 1-52. For wrongful death claims, the deadline is 2 years. However, you should report the accident to insurance much sooner -- ideally within days. Waiting too long can weaken your claim even if you are within the legal deadline.

What should I do immediately after a motorcycle accident in NC?▾

Move to safety if possible, call 911, document the scene with photos and video, collect witness information, and seek medical attention -- even if you feel fine. Do not admit fault or apologize. Preserve your helmet, riding gear, and motorcycle as evidence. Contact your insurance company promptly but do not give a recorded statement to the other driver's insurer without understanding your rights. See our full guide on what to do after a motorcycle accident.

Do I need a lawyer for a motorcycle accident in North Carolina?▾

In most cases, yes. NC's contributory negligence rule means any fault on your part -- even 1% -- can eliminate your entire claim. Insurance companies investigate motorcycle riders more aggressively than car drivers. An experienced motorcycle accident attorney can protect you from contributory negligence arguments, handle the anti-rider bias, and negotiate with insurers who are trained to minimize payouts. See our guide to hiring a motorcycle accident lawyer.

How is a motorcycle accident claim different from a car accident claim?▾

Motorcycle accident claims typically involve more severe injuries, higher medical costs, and greater anti-rider bias from insurance adjusters and juries. Contributory negligence arguments target rider behavior more aggressively. Insurance coverage gaps are more common, and the lack of vehicle black box data can make proving fault more complicated. Read our full motorcycle vs. car accident claims comparison.

What is the average motorcycle accident settlement in NC?▾

There is no meaningful average because settlement values vary dramatically based on injury severity, medical costs, lost wages, and liability strength. Minor injury claims may settle for tens of thousands of dollars, while severe injury or wrongful death claims can reach hundreds of thousands or more. The key factors are the strength of your liability case, the severity of your injuries, and the available insurance coverage. See our motorcycle accident settlement values guide.